✦ Personal finance, without compromising your privacy

Your wealth,
finally under control.

Budget, investments, mortgage, debt and goals in one place. NorthStar keeps your data on your device — not on a bank's servers and not in anyone else's hands.

No card required to get started. No mandatory bank connection.

FEATURES

Everything you need, nothing you don't

One tool to understand where your finances stand today and where they may be heading.

Budget and net worth

Income, spending, accounts and investments in one always-updated view.

Personal advisor

Ask questions about your real numbers and get answers based on your data, not generic advice.

What-if simulations

Test decisions before making them: changing jobs, paying off debt or investing more.

🏠

Mortgage and debt

Amortisation schedules, repayment strategies and equity progress based on your numbers.

Goals and FI/RE

Set concrete goals and track progress towards financial independence.

📄

Professional reports

Create polished PDF reports and complete Excel workbooks to keep or share.

🔒 Your data stays yours

NorthStar does not require a direct bank connection. In guest mode, everything stays exclusively on your device. If you create an account, only a protected copy is synchronised so you can access your data across your devices.

PRICING

Simple, as it should be

Start free. Upgrade only when you want the Advisor and advanced tools.

Free

€0

  • Budget, net worth, mortgage and goals
  • Data backup (JSON/CSV)
  • NorthStar Library and free Academy guides
  • No time limit
RECOMMENDED

Premium

€3.50 / month

or €28 / year save €14

  • Unlimited personal Advisor
  • What-if simulations and 12-month Forecast
  • Debt Center with repayment strategies
  • Professional PDF and Excel reports
  • 7-day free trial
RESOURCES

More than an app: a path forward

Learn while working with your real data, with content designed to grow over time.

📚

NorthStar Library

Selected personal-finance books organised by level.

🎓

NorthStar Academy

Short guides on ETFs, diversification, investor psychology and more.

🤝

Recommended partners

Brokers, accounts and platforms we consider useful — never disguised advertising.

FREQUENTLY ASKED QUESTIONS

Common questions

Does NorthStar connect to my bank?

No. You enter or import your data, and it stays on your device unless you explicitly create an account for synchronisation.

Can I use it for free?

Yes. Core features remain available at no cost.

What does Premium include?

Unlimited Advisor, What-if simulations, a 12-month Forecast, Debt Center and professional PDF/Excel reports. Choose €3.50 per month or €28 per year, with a 7-day free trial.

Is it available on the App Store and Google Play?

NorthStar is currently an installable web app (PWA). Store versions are in development.

Ready to see your finances clearly?

Free to start. No card required.

Open NorthStar